What does a Medicare Advantage plan include?

A Medicare Advantage plan, also known as Medicare Part C, includes both Medicare Part A (hospital insurance) and Part B (medical insurance) benefits. This comprehensive coverage often extends beyond traditional Medicare by including additional benefits, such as vision, dental, and hearing services, as well as wellness programs. Many Medicare Advantage plans also incorporate prescription drug coverage, which means enrollees may have their medications covered without needing a separate Part D plan.

The inclusion of both Parts A and B provides a coordinated care approach, allowing members to access various healthcare services through one plan, which can simplify their healthcare management. This integrated coverage is a key appeal of Medicare Advantage plans, making them a robust option for many beneficiaries seeking comprehensive healthcare services.

The other options describe incomplete coverage. For instance, only offering benefits from Part A would exclude crucial medical services from Part B, while focusing solely on prescription drug coverage neglects the essential hospital and medical care included in Medicare. Furthermore, merely offering supplemental health insurance overlooks the core benefits of Parts A and B, which are critical components of any Medicare Advantage plan.