What is a significant reason why a consumer with original Medicare may consider enrolling in a Medicare Advantage plan?

Medicare Advantage (MA) plans are designed to provide additional benefits that are not typically covered by original Medicare, which includes only hospital and medical insurance (Part A and Part B). One of the significant reasons a consumer might consider enrolling in an MA plan is because these plans often include extra services such as vision, dental, and hearing coverage, as well as fitness programs and wellness resources. This additional coverage can significantly enhance a beneficiary’s healthcare experience and help cover costs that original Medicare does not address.

Moreover, MA plans often include a cap on out-of-pocket expenses for the year, providing financial predictability for healthcare costs. These features can be particularly appealing for individuals looking for comprehensive coverage that goes beyond the standard offerings of original Medicare.