What is the primary purpose of Medicare?

The primary purpose of Medicare is to provide a federal health insurance program specifically designed to assist individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions such as end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS). This program aims to ensure that older adults and eligible younger individuals have access to necessary health care services, including hospital stays, medical services, and medications.

The other options indicate misconceptions about Medicare's scope and target demographics. Medicare is not exclusively for younger people, nor is it limited to covering only dental and vision costs. Additionally, it is not a private insurance scheme; rather, it is a program funded by the federal government designed to provide essential health coverage to the specified age group and qualifying individuals. Understanding the focus of Medicare helps clarify its role in the healthcare system and the population it serves.