Which statement about HMO Medicare Advantage plans is accurate?

Medicare Advantage plans that follow the Health Maintenance Organization (HMO) model typically require members to receive their healthcare services from a network of contracted providers. This is a defining characteristic of HMO plans, which are designed to control costs by managing the network of doctors and hospitals that provide care. By having members use these contracted providers, the plans can negotiate rates and ensure quality of care within their network.

In contrast, options that suggest members can see any doctor or have no restrictions on provider choice do not align with the structure of HMO plans. HMO members may have limited access to out-of-network providers without prior authorization, and they often face higher costs or no coverage for services provided outside the network. Therefore, the requirement for members to use network providers is a fundamental aspect of HMO Medicare Advantage plans, making this statement accurate.